Retirement ....
What It Means To Most
Associations
Articles
Retire Comfortably
“We are all travelers. From birth-till-death we travel between eternities. May these days be pleasant for you, profitable for society, helpful for those you meet, a a joy to those who know and love you best.”Principal Global Financial Well-Being Survey highlights 9/02
While most American workers are riding out the bear market, nine percent of all respondents and 23% of those over the age of 54 said that they had to postpone their planned retirement age. Seven percent said they were increasing their deferral or savings rate to compensate for the low investment earnings. Globally there is a general lack of preparedness for retirement. While many workers worldwide recognize the need to prepare for retirement, far fewer are actively preparing for that day. There is a gap between perceptions and realities surrounding retirement. Expectations are often unrealistic about how much people will need to save in order to retire comfortably. Only 32% of Americans had determined how much they need to accumulate in order to enjoy a comfortable retirement.
To assist your retirement planning, please click on and order "Set for Life" online for software that can assist your retirement planning in 3 major areas: Health, Activities, Finances
"Play, create, learn new things and most especially make new friends. Do that and getting out of bed in the morning will seem a joy-even if you are no longer "important", even if your joints ache and even if you no longer enjoy free access to the Xerox machine." Key predictor. Values at Age 50 for Successful aging of a Harvard sample at age 75-80, No heavy smoking, Not overweight, Some exercise, Stable marriage, No alcohol abuse.
Many respondents found increased joy in creating new friends as well as mentoring and leaving a legacy through volunteer activities.
“The world is a book and those who do not travel read only a page!” quote by St. Augustine. One of the best ways is to volunteer. The following websites are of interest prior to or following retirement. While you are volunteering, let us offer you peace of mind in retirement travels through well-managed portfolio accounts that are tax efficient and lower risk. Minimum $100,000. in Canada or overseas.
www.aarp.org: American Association of Retirement Planners
www.retirementplanners.ca: Information on Retirement Retirement Planning Association of Canada. Tom is the Alberta Director of RPAC and an International, Canadian Tax and Financial Planner
www.centre4activeliving.ca: Alberta Centre for Active Living. Resources for older adults
www.canadianbusiness.com: Information on Canadian financial planning
www.fpanet.org: Tom has been a member of FPA for over 20 years and follows the FPA code of ethics. This website directed to consumers, has many articles and aids for financial & retirement planning.
Tom Boleatu is a member of Intl. Advisory group for Cross Border planning including snowbirds.
www.hrdc-drhc.gc.ca/isp: Other social security sites around the world for benefits in those countries.
Volunteer Calgary: Want to volunteer in Calgary and do not know who to contact. VolunteerCalgary can assist. Ideal for students, mid-life assistance, new singles result of divorce or bereavement, seniors that want to get out of house or support. Giving back to society is rewarding.
Click on any of the titles below for more information...
Canadian Retirement Income Calculator
Retirement Advisor
Report on Business
Articles
Articles - 02.12.03 "You can have too much of a good thing" By Tony Martin
TEN THINGS YOU SHOULD KNOW ABOUT RETIREMENT - 10/1/02
"From an enlightening seminar offered by Malcolm Hamilton, Mercer Human Resource Consulting @ the CAPP (Canadian Association of Pre-Retirement Planners) Winnipeg Conference 9/19/02.
"I found these 10 points very helpful in my retirement planning Practice".
Tom Boleantu, President The Expatriate Group Inc.
WORK DURING RETIREMENT” 03/31/05 - One of the biggest misconceptions about retirement is the concept that retirement means not working.
Dreams - "Growing Older vs Growing Up" 11/10/02 - A short story of learing to live life to its fullest.